Unity Bancorp Stock Analysis

Unity Stock Analysis Notes

About 28.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.6. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Unity Bancorp recorded earning per share (EPS) of 5.67. The entity last dividend was issued on the 5th of December 2025. The firm had 11:10 split on the 13th of September 2016. Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products and services to individuals, small and medium sized businesses, and professional communities. Unity Bancorp, Inc. was incorporated in 1991 and is based in Clinton, New Jersey. Unity Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 222 people. For more information please call James CPA at 908 730 7630 or visit https://www.unitybank.com.

Unity Bancorp Investment Alerts

Unity Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 554.88 M.

Unity Profitablity

The company has Profit Margin (PM) of 0.45 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.61 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.61.

Technical Drivers

As of the 11th of February 2026, Unity Bancorp has the Semi Deviation of 1.26, risk adjusted performance of 0.1031, and Coefficient Of Variation of 812.08. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Unity Bancorp, as well as the relationship between them.

Unity Bancorp Price Movement Analysis

Unity Bancorp Insider Trading Activities

Unity Bancorp Outstanding Bonds

Unity Bancorp Predictive Daily Indicators

Unity Bancorp Forecast Models

Unity Bancorp's time-series forecasting models are one of many Unity Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Unity Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Unity Bancorp Bond Ratings

Unity Bancorp financial ratings play a critical role in determining how much Unity Bancorp have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for Unity Bancorp's borrowing costs.

Unity Bancorp Debt to Cash Allocation

Unity Bancorp currently holds 266.08 M in liabilities with Debt to Equity (D/E) ratio of 12.83, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Unity Bancorp's use of debt, we should always consider it together with its cash and equity.

Unity Bancorp Assets Financed by Debt

Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the Unity Bancorp's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of Unity Bancorp, which in turn will lower the firm's financial flexibility.

Unity Bancorp Corporate Bonds Issued

Stock analysis is the technique used by a trader or investor to examine and evaluate how Unity Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Unity shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Unity Bancorp. By using and applying Unity Stock analysis, traders can create a robust methodology for identifying Unity entry and exit points for their positions.

When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.